Personal Injury ~ Car Wreck ~ 18 Wheeler Crash ~ Motorcycle Accident

To determine if you have a valid car accident claim, you'll want to consider the following key factors:

• Clear fault: If the other driver was clearly negligent (e.g., ran a red light, rear-ended you), your claim is likely valid.

• Shared fault: In states like Mississippi (which uses pure comparative negligence), you can still recover damages even if you were partially at fault—your compensation is just reduced by your percentage of fault.

You typically need one or more of the following:

• Physical injuries (whiplash, broken bones, etc.)

• Lost wages or loss of earning capacity

• Medical bills (present and future)

A strong claim will have:

• Police report
• Photos of the accident and damage
• Medical records
• Witness statements
• Insurance information from the other driver

• In Mississippi, you generally have 3 years from the date of the accident to file a personal injury or property damage lawsuit (Miss. Code § 15-1-49).

• Claims filed after this window will be dismissed.

You can file a claim through:

• The at-fault driver’s liability insurance

• Your own uninsured/underinsured motorist coverage

• Speak to a personal injury attorney at Khalaf & Nguyen to evaluate your case.

• Don’t settle too early—insurance companies may offer a quick payout that’s much less than you deserve.

• Document everything — your treatment, expenses, symptoms, and how the accident affects your life.